Terms of Service

1. Introduction and Acceptance of Terms

By accessing and using Finovly ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this Website's particular services, you shall be subject to any posted guidelines or rules applicable to such services. Any participation in this service will constitute acceptance of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Disclaimer of Warranties (Not Financial Advice)

The content, calculators, and tools provided on Finovly are for informational and educational purposes only and do not constitute financial, investment, tax, or legal advice. We do not guarantee the accuracy, completeness, or usefulness of any information on the site. You should consult with a qualified financial advisor or professional before making any financial decisions based on the results of our calculators.

3. User Responsibilities

As a user of this Website, you agree to use the services responsibly and legally. You are solely responsible for the accuracy of the data you input into our calculators and the decisions you make based on the outputs. You agree not to use the Website for any unlawful purpose or in any way that could damage, disable, overburden, or impair the site.

4. Intellectual Property Rights

The Website and its original content, features, and functionality are owned by Finovly and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website without our prior written consent.

5. Limitation of Liability

In no event shall Finovly, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content.

6. Service Availability and Modifications

We reserve the right to withdraw or amend our Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users.

7. Prohibited Activities

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website:

• In any way that violates any applicable federal, state, local, or international law or regulation.
• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter", "spam", or any other similar solicitation.
• To impersonate or attempt to impersonate Finovly, a Finovly employee, another user, or any other person or entity.
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website.

8. Indemnification

You agree to defend, indemnify, and hold harmless Finovly, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Service or your use of the Website.

9. Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Service and any dispute or claim arising therefrom or related thereto shall be governed by and construed in accordance with the internal laws of the State of New York without giving effect to any choice or conflict of law provision or rule.

10. Contact Information

To ask questions or comment about these Terms of Service, contact us at:

Email: legal@finovly.com
Address: 100 Financial Way, Suite 400, New York, NY 10004